1040 Ridge CT Carmel, IN 46033

In the established Cool Creek Estates, this spacious Carmel home is tucked on a cul-de-sac on a large 0.82-acre lot with a fenced backyard, mature trees, and a brand-new roof and gutters. With multiple living areas, a finished basement, and several big-ticket updates already completed, the home offers a comfortable blend of space, function, and long-term value in Carmel Clay Schools. Inside, the main level features generous gathering spaces designed for everyday living and easy entertaining. The large family room includes a stone fireplace, built-in shelving, wood beams, and direct backyard access, creating a warm central space at the heart of the home. The kitchen includes newer appliances and connects easily to the dining and living areas, while the newly created laundry room and command center adds valuable storage, organization, and everyday convenience. Upstairs, the primary suite includes a renovated primary bath and expanded primary closet. Additional bedrooms offer flexibility for family, guests, or a home office. The finished basement adds even more usable living space for a rec room, media area, home gym, playroom, or office. Outside, the large fenced backyard is surrounded by mature trees and offers plenty of room for pets, play, gardening, and outdoor entertaining. A patio provides space for outdoor dining or relaxing, while the playset and storage barn add extra function to the backyard. The home is also conveniently located near shopping, dining, parks, and Downtown Carmel. Major updates include roof and gutters in 2026, water heater in 2026, finished basement in 2024, laundry room/command center in 2024, primary bath renovation in 2024, expanded primary closet in 2024, refrigerator in 2025, dishwasher in 2024, kitchen flooring in 2020, garage door and motor in 2020, air conditioner components in 2020, rebuilt chimneys in 2018, and driveway replacement in 2018.